General Covers


Domestic Package Insurance

This package covers accidental loss or damage to residential dwelling houses and/ or contents thereof including your valuable items which will normally be carried outside such houses. The policy also covers the cost and expenses that you may incur in the event of death of or injury or disease to your domestic servants arising out of and in the course of their employment and incorporates your personal liability to Third Parties.

Motor Insurance

The policy will cover your vehicle against accidental loss or damage to, including the standard accessories and spare parts, as well as cover against legal liability to third parties. Covers available are comprehensive, Third party fire & theft or third party only depending on your choice.

Travel Insurance

It covers travelers against accidental injuries, medical expenses, loss of personal effects and travel delays; hijackings, personal liability and legal expenses.


We are able to arrange for tailor made policies which combines different classes of insurance in one document for your business e.g. offices, restaurant, saloons, barbershops, and education institutions.

The policy contains almost all classes of insurance and the choice will be yours on the sections you feel in need.


Marine Insurance – Over 30 Years Experience  

Since incorporation in 1984, Sedgwick Kenya Insurance Brokers Limited (SKIB) has been a market leader in handling Marine and other specialist business.

From 1st January 2017, the law requires all imports to be insured locally. Sedgwick Kenya Limited will leverage local and international experience and offer exemplary services in marine placement and management.

Services offered include;-

  • Consultancy services to help our clients and general public to understand and comply with the requirements of Section 20 of the Insurance Act.
  • Assisting clients to understand the process chain including registration with the Ken trade Portal.
  • Obtaining the most competitive terms from the underwriters for each consignment, helping clients optimize costs and realize value for money.
  • We facilitate all documentation required for clearance of goods and record keeping.
  • We not only provide coverage for imports but exports as well including transshipment of goods.
  • Excellent service in claims management services backed by leading loss adjusters and surveyors.
  • 24 hrs. Service and communication to ensure efficient delivery of services.
  • Continuous engagement throughout the year with a dedicated team able to provide information and reports as required.

Burglary Insurance

Provides indemnity against loss or damage to property following forcible or violent entry or exit from insured premises. Assets, such as office equipment, stock in trade, furniture, fixtures and fittings are covered under this category

Directors Liability Insurance

This is a professional indemnity policy which cover directors and senior officers against liability that may arise from either breach of duty, breach of trust, negligence, error, misstatement, misleading statement and omission, breach of warranty or breach of authority.

Employers Liability Insurance

This policy offers protection to employers for their legal liability against death &/or injured to employees out of or in the course of their employment.

Group Personal Accident (GPA)

Group Personal Accident Insurance is a supplementary plan which provides a lump sum benefit upon any of the following insured events during the insured period:

  1. Death due to accident;
  2. Total & permanent disability due to accident; or
  3. Other losses due to Accident as listed in the schedule of benefits

Work Injury Benefit (WIBA)

This is a compulsory policy to all employers. It provides cover to employers for compensation to all their employees against bodily injury disease or death arising out of and the in the course of their employment. It also includes medical expenses as well as the last expense arising out of an accident or illness.

Professional Indemnity  

Professional indemnity insurance provides cover for:

  • for the legal costs and expenses in defending a claim lodged against a company
  • for compensation payable to your client
  • to rectify a mistake if you are alleged to have provided inadequate advice, services or designs to a client

Some of the scenarios taken care of by a Professional Indemnity cover include:

  • Erroneous advise
  • Professional negligence (i.e. making a mistake in a piece of work for a client)
  • Loss of documents or data
  • Unintentional breach of copyright and/or confidentiality
  • Defamation and libel
  • Loss of goods or money (your own or for which you are responsible)

Contractors All Risks

The policy provides indemnity against loss or damage to specified items as a result of any peril, unless excluded, within the specified geographical area.

We also offer:

Golfers Insurance:

This policy will cover loss or damage to your golf equipment, injury to caddy, hole in one expenses and death or bodily injury/illness or loss of or damage to property of third parties.

Personal Accident Insurance:

This is an individual policy and it covers death, permanent disablement, temporary loss of income due to disablement and medical expenses arising from an accident.

All Risks Insurance:

The policy provides indemnity against loss or damage to specified items as a result of any peril, unless excluded, within the specified geographical area.

Computer Insurance:

This policy provides indemnity against sudden and unforeseen physical loss or damage to the electronic equipment. Cover for laptops can be arranged an All Risks basis on a worldwide basis.

Consequential Loss Insurance:

This policy is also known as Business Interruption and  indemnifies you against loss of Profits/Revenue/Turnover following a Fire and or related peril covered under the material damage policy for which a claim has been admitted under such policy. It is concerned with paying for the consequences of a material damage loss. From this therefore you can have this policy supplementing Fire, Machinery Breakdown, and Computer etc.

Fire & Perils Insurance:

This policy indemnifies you against damage to your property caused by fire and allied perils.

Fidelity Guarantee Insurance:

This policy protects the insured from any pecuniary loss as a result of dishonest by employees up to the limits specified.

Machinery Breakdown Insurance:

This policy provides cover against sudden and unforeseen physical loss or damage to the insured machinery.

Money Insurance:

The policy will cover loss or damage to your Money while in transit to and from bank, in premises, in the hands of specified employees up to the policy limits.


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